Buying in 2018? Get Your Down Payment Ready Now by Tapping These Helpful Sources

MI protects the lender in the event you default on your loan. Let’s say you’ve saved $20,000. You could make a tidy 10% down payment on your $200,000 home purchase for a mortgage loan amount of $180,000. Principal & interest payment. Financing with a typical 30-year, fixed rate loan would provide the lowest, stable monthly payment.

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 · Saving for a down payment to buy a house can seem overwhelming unless you break it down into small, actionable moves. It will likely take a while to accomplish, but with a couple of shortcuts and a never-thought-of-that hack or two, you might get it done sooner than you expected.

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Are you in the market for a new house or condo in 2018? With the new year just around the corner, now is the time to get all of your financial details in order. As you may know, buying a home is a significant financial transaction. But it all starts with your down payment, which is the lump sum that you invest in order to purchase the home.

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